No articles in awhile, but we've been busy all the same. Saving money, looking to expand, finally it all came together. A third house! One right next to our first two!
We are due to close - after long negotiations now finished - on the 3rd of June. So we've five new beds to fill.
We do have those beds, though, so that is good! What we still need is a couch, a couple of living room chairs, a coffee table, some end tables, lamps, and kitchen stuff in general.
By "kitchen stuff", I don't mean refrigerator and stove and microwave, we've got those. I'm talking about utensils - knives, forks and spoons. And spatulas, pots and pans, stuff like that.
This is all coming up fast...and those are some crucial items, even they do seem small. Please help us find those!
And then, yes, besides ticky tacky like that, there is the matter of the precariousness of the changeover. Traditionally we have a "buffer", which lets us keep the lights on and the bills paid even if we're short some program fees.
This time, for this third house, and all the massive costs of that, we have no buffer. Which to be honest, is an entirely untenable situation.
True, projections show that this may "solve itself", assuming that everything goes perfect for three or four months.
But my wife and I can't recall even three or four WEEKS in which we could think that everything was going perfect!
A buffer then is a matter of given amount in the business checking account, sufficient to cover one month's operational expenses.
As it stands, we have four guests that are paying monthly, but it means that right when they pay, that money will have to immediately go to the third house payment.
A buffer would mean that we already have the house payment and the operational expenses, and each program fee only replenishes that.
One way of doing it is "fly by the seat of your pants" and hope that no one ever leaves voluntarily or involuntarily. The other is sustainable.
Now, while we'll probably save that buffer over the next four months, we do also have this year's property taxes of $915, so there's that.
Basically, if we're wishing, we'd need pretty much either the current taxes of $915 paid, or that $1,000 buffer kicked off.
Either would be a life saver.
Meanwhile, though, I meant it on how important the other stuff is, kitchen stuff, old couch, pots and pans. Help us out, please!
Help us help our five new guests to be out!
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